KEPASTIAN HUKUM TINDAKAN BANK DALAM MELAKUKAN LELANG EKSEKUSI TERHADAP OBJEK JAMINAN KREDIT

Emmi Rahmiwita Nasution, Syahrunsyah Syahrunsyah

Abstract


ABSTRACT

 

There are defaults in bank credit payments and efforts have been made to pay these debts, however, debt repayments from the debtors cannot be made. Therefore, the auction for the implementation of the HT decision is the last solution that can be carried out by the Creditors in their own power through a public auction. The problem is whether the execution auction conducted by the bank has legal certainty. In this case, the authority is given by the existing regulations to the first bank to make sales by auction in public against the collateral that becomes collateral because the borrower does not meet his performance (Article 6 UUHT). So it can be concluded that the regulation gives the creditor the authority to carry out the execution auction without the permission of the debtor. Therefore, the irah-irah written on the HT Certificate (Article 14 UUHT) is not actually directly related to auction in Article 6 UUHT.

 

Keywords: Legal certainty, execution auction, mortgage (HT)


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References


DAFTAR PUSTAKA

A. Buku

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